/* Shared editorial surfaces: plain answers, scannable tables and useful next steps. */
.topic-icon{display:grid;place-items:center;width:48px;height:48px;flex:0 0 48px;border-radius:10px;background:#eaf1f9;color:#21588e}
.topic-icon svg{width:29px;height:29px}
.column-card-top>.topic-icon:first-child{padding:0;background:#eaf1f9}
.intent-home .section-heading{align-items:center;margin-bottom:30px}
.intent-lead{font-size:16px;line-height:1.9;color:#50647b;margin:15px 0 0}
.intent-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.intent-link{position:relative;display:flex;flex-direction:column;align-items:flex-start;min-width:0;padding:24px;background:#fff;border:1px solid #ceddea;border-radius:7px;transition:border-color .15s,box-shadow .15s}
.intent-link:hover{border-color:#3974a8;box-shadow:0 5px 18px #173c6910}
.intent-link:focus-visible{outline:3px solid #bd421e;outline-offset:4px}
.intent-link h3{font-size:18px;line-height:1.65;color:#17385c;margin:17px 0 14px;font-weight:700;letter-spacing:-.025em;text-wrap:balance}
.intent-link>span:not(.topic-icon){margin-top:auto;padding-top:12px;border-top:1px solid #e0e8ef;width:100%;color:#526b84;font-size:12px;line-height:1.7}
.intent-link>b{position:absolute;top:30px;right:24px;color:#48749b;font-size:22px;font-weight:400}
.intent-unsure{background:#17385c;border-color:#17385c}
.intent-unsure h3,.intent-unsure>b{color:#fff}
.intent-unsure .topic-icon{background:#2e5278;color:#fff}
.intent-unsure>span:not(.topic-icon){color:#e1edf8;border-color:#42617e}
.intent-basics{margin-top:24px;display:flex;gap:15px 25px;align-items:center;justify-content:space-between;padding:22px 25px;background:#e8eef5;border-radius:5px}
.intent-basics>strong{font-size:15px;font-weight:600;color:#254460;line-height:1.8}
.intent-basics>div{display:flex;gap:10px 25px;flex-wrap:wrap}
.intent-basics a{font-size:14px;color:#21588e;min-height:44px;display:inline-flex;align-items:center;gap:18px;text-decoration:underline;text-underline-offset:5px}
.column-quickfacts{margin-bottom:28px}
.column-quickfacts dl{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;margin:0;border:1px solid #ccdae8;border-radius:6px;overflow:hidden;background:#fff}
.column-quickfacts dl>div{min-width:0;padding:22px 19px;border-right:1px solid #ccdae8}
.column-quickfacts dl>div:last-child{border:0}
.column-quickfacts dt{font-size:15px;font-weight:700;color:#17385c;line-height:1.7}
.column-quickfacts dt>span{display:block;color:#6486a6;font:500 19px/1.4 var(--latin);margin-bottom:8px}
.column-quickfacts dd{margin:13px 0 0;font-size:15px;line-height:1.9;color:#405a73}
.column-quickfacts>a{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:52px;padding:15px 0 0;color:#a13618;font-size:15px;font-weight:600}
@media(max-width:1050px){.intent-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.intent-link{padding:23px}.intent-link h3{font-size:20px}.intent-link>span:not(.topic-icon){font-size:13px}.intent-basics{align-items:flex-start;flex-direction:column;gap:8px}.column-quickfacts dl>div{padding:18px 14px}.column-quickfacts dt{font-size:14px}.column-quickfacts dd{font-size:14px}}
@media(max-width:600px){.intent-home .section-heading{gap:14px}.intent-lead{font-size:14px;margin-top:12px}.intent-grid{grid-template-columns:1fr;gap:12px}.intent-link{display:grid;grid-template-columns:44px minmax(0,1fr) 20px;column-gap:14px;align-items:center;padding:20px}.intent-link .topic-icon{grid-row:1/3;width:44px;height:44px}.intent-link h3{font-size:17px;margin:0;line-height:1.7}.intent-link>span:not(.topic-icon){grid-column:2;grid-row:2;border:0;padding-top:5px;font-size:12px}.intent-link>b{position:static;grid-column:3;grid-row:1/3;font-size:20px}.intent-unsure h3 br{display:none}.intent-basics{padding:20px;gap:8px}.intent-basics>strong{font-size:14px}.intent-basics>div{display:grid;gap:0;width:100%}.intent-basics a{justify-content:space-between;font-size:14px}.column-quickfacts dl{grid-template-columns:1fr}.column-quickfacts dl>div{padding:18px 20px;border-right:0;border-bottom:1px solid #ccdae8}.column-quickfacts dt{display:flex;align-items:center;gap:12px;font-size:15px}.column-quickfacts dt>span{margin:0;font-size:17px}.column-quickfacts dd{margin-top:9px;font-size:15px}.column-quickfacts>a{font-size:14px}.column-card-top .topic-icon{width:44px;height:44px}.intent-home .section-heading h2{font-size:27px}}
@media(max-width:350px){.intent-link{padding:18px 15px;column-gap:11px;grid-template-columns:38px minmax(0,1fr) 16px}.intent-link .topic-icon{width:38px;height:38px}.intent-link h3{font-size:16px}.intent-link>span:not(.topic-icon){font-size:11px}.intent-home .section-heading h2{font-size:24px}}
@media(prefers-reduced-motion:reduce){.intent-link{transition:none}}
@media(min-width:701px){.nav{grid-template-columns:repeat(7,minmax(0,1fr))}}
.column-home{background:#f3f6fa;border-top:1px solid #e0e7ef}
.column-all,.column-back{color:#064ead;font-weight:700;font-size:15px;text-decoration:underline;text-underline-offset:5px}
.column-all{display:inline-flex;gap:24px;align-items:center;min-height:44px}
.column-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.column-card{display:flex;flex-direction:column;min-width:0;padding:28px;background:white;border:1px solid #d9e3ee;border-top:4px solid #064ead;border-radius:4px;transition:transform .18s,box-shadow .18s}
.column-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px #122b4c12}
.column-card:focus-visible,.column-page a:focus-visible{outline:3px solid #bd421e;outline-offset:4px}
.column-card-top{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:20px}
.column-card-top>span:first-child{font-size:12px;font-weight:700;color:#064ead;background:#edf4fc;padding:5px 10px;border-radius:3px}
.column-number{font:500 33px/1 var(--latin);color:#58708d}
.column-card h3{font-size:20px;line-height:1.7;color:#102c4d;margin:0 0 14px;font-weight:700;letter-spacing:.01em;overflow-wrap:anywhere}
.column-card p{font-size:14px;line-height:1.95;color:#4d6075;margin:0 0 25px}
.column-card-link{margin-top:auto;display:flex;justify-content:space-between;gap:10px;font-size:13px;line-height:1.7;font-weight:700;color:#064ead;padding-top:18px;border-top:1px solid #e3eaf1}
.column-page .detail-hero{background:#f1f6fc;padding-bottom:52px}
.column-page .detail-hero h1{max-width:1000px;font-size:clamp(29px,3.4vw,45px);line-height:1.55;letter-spacing:.01em;margin-bottom:24px}
.column-page .detail-lead{font-size:17px;line-height:2}
.column-page .guide-byline{font-size:13px;line-height:1.9}
.column-page .guide-byline a{text-decoration:underline;text-underline-offset:4px}
.column-index-path{display:flex;gap:0;flex-wrap:wrap;margin-top:30px;color:#064ead;font-size:14px;font-weight:700}
.column-index-path span{padding:8px 24px 8px 0}
.column-index-path span+span{border-left:1px solid #b4c7dd;padding-left:24px}
.column-index-body{padding-block:52px 80px}
.column-section-heading{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:25px}
.column-section-heading h2{font-size:25px;margin:0;color:#102c4d}
.column-section-heading>span{font-size:13px;color:#50637b}
.column-basics{padding:30px;background:#f3f6fa;border:1px solid #d9e3ee;margin-top:35px}
.column-basics h2{font-size:21px;margin:0 0 10px;color:#102c4d}
.column-basics>a{display:flex;justify-content:space-between;gap:16px;line-height:1.8;min-height:48px;align-items:center;color:#064ead;font-size:15px;border-bottom:1px solid #d9e3ee;padding:13px 0}
.column-layout{display:grid;grid-template-columns:minmax(0,800px) minmax(220px,280px);gap:55px;align-items:start;padding-block:44px 80px}
.column-content{min-width:0}
.column-answer{border:0;border-left:5px solid #064ead;background:#f0f6fc;padding:30px}
.column-page .column-answer h2{font-size:24px;line-height:1.6;margin:10px 0 16px}
.column-page .column-answer p:not(.eyebrow){font-size:16px;line-height:2.05}
.column-takeaways{list-style:none;padding:0;margin:25px 0;display:grid;gap:10px;font-size:16px;line-height:1.8;color:#193952;font-weight:600}
.column-takeaways span{color:#066648;margin-right:10px}
.column-flow{padding:0;margin:32px 0;list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.column-flow li{position:relative;display:flex;flex-direction:column;gap:12px;padding:22px 18px;background:#edf3fa;border-radius:4px;color:#163654}
.column-flow li+li:before{content:'→';position:absolute;left:-17px;top:50%;transform:translateY(-50%);font-size:20px;color:#064ead;z-index:1}
.column-flow li>span{font:600 30px/1 var(--latin);color:#064ead}
.column-flow strong{font-size:15px;line-height:1.8}
.column-page .guide-toc{background:white;border:1px solid #d9e3ee;padding:25px}
.column-page .guide-toc strong{font-size:16px;margin-bottom:12px}
.column-page .guide-toc a{font-size:14px;min-height:40px;padding-block:9px}
.column-page .detail-section{margin-top:44px;padding-top:36px}
.column-page .detail-section h2{display:flex;gap:15px;align-items:baseline;font-size:25px;line-height:1.65;margin-bottom:23px}
.column-section-num{font:600 23px/1 var(--latin);color:#064ead;flex-shrink:0}
.column-page .detail-section>p,.column-page .detail-list li{font-size:16px;line-height:2.1;color:#314860}
.column-page .detail-list li{padding-block:13px}
.column-table-wrap{margin-top:25px;border:1px solid #ccd9e7;border-radius:4px;overflow:hidden}
.column-table{border-collapse:collapse;width:100%;font-size:14px;line-height:1.9;table-layout:fixed;color:#273f57}
.column-table caption{text-align:left;padding:15px 18px;background:#f5f8fc;font-weight:600;color:#102c4d}
.column-table th,.column-table td{text-align:left;vertical-align:top;padding:17px 18px;border-top:1px solid #d9e3ee;overflow-wrap:anywhere}
.column-table thead{background:#e8f0fa;color:#102c4d}
.column-table th:first-child{width:29%}
.column-table tbody th{background:#f7f9fc;font-weight:600}
.column-page .column-note{font-size:13px!important;line-height:1.9!important;color:#5c6c7d!important;padding-left:13px;border-left:2px solid #a7b9cc;margin-top:19px}
.column-request{padding:30px;background:#f2f6fb;border:1px solid #d3dfed;margin-top:40px}
.column-request h2{font-size:25px;margin:10px 0 15px;color:#102c4d}
.column-request>p:not(.eyebrow){font-size:15px;line-height:1.9}
.column-request label{display:block;font-size:13px;font-weight:700;margin:24px 0 8px;color:#314860}
.column-request textarea{width:100%;display:block;resize:vertical;font-family:var(--sans);font-size:15px;line-height:2;padding:18px;border:1px solid #b4c6da;border-radius:4px;background:white;color:#263e58;min-height:180px;box-sizing:border-box}
.column-request textarea:focus{outline:3px solid #064ead;outline-offset:2px}
.column-sources{margin-top:35px;font-size:14px;line-height:1.9}
.column-sources h2{font-size:19px}
.column-sources ul{padding-left:20px}
.column-sources a{text-decoration:underline;text-underline-offset:4px;color:#064ead}
.column-sources>p{color:#50637b;font-size:13px}
.column-author{padding:26px 0;border-top:1px solid #d9e3ee;border-bottom:1px solid #d9e3ee;margin-top:35px;font-size:14px;line-height:1.95;color:#4d6075}
.column-author strong{font-size:17px;color:#102c4d}
.column-author p{margin:12px 0}
.column-author a{color:#064ead;text-decoration:underline;text-underline-offset:4px}
.column-sidebar{height:100%;min-width:0}
.column-sidebar>div{position:sticky;top:25px;border-top:4px solid #064ead;padding:23px;background:#f1f6fc}
.column-sidebar .eyebrow{font-size:11px;line-height:1.8;letter-spacing:.04em}
.column-sidebar h2{font-size:21px;line-height:1.7;color:#102c4d}
.column-sidebar p:not(.eyebrow){font-size:14px;line-height:2;color:#4d6075}
.column-page .button{background:#bd421e;border-color:#bd421e;color:white;min-height:48px;font-size:14px}
.column-page .button.secondary{background:white;color:#064ead;border-color:#aac1d9}
.column-sidebar .button{width:100%;padding:12px 10px;gap:10px}
.column-service-link{display:block;min-height:44px;align-content:center;font-size:13px;text-align:center;color:#064ead;text-decoration:underline;text-underline-offset:4px;margin-top:8px}
.column-page .detail-cta h2{font-size:27px}
.column-page .detail-cta>p:not(.eyebrow){font-size:15px;line-height:1.95}
.column-page .faq-list summary{font-size:16px;line-height:1.8}
.column-page .faq-list details>p{font-size:15px;line-height:2}
.column-related{margin-top:45px}
.column-related>h2{font-size:24px;margin-bottom:20px}
.column-related .column-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.column-related .column-card{padding:22px}
.column-related .column-card h3{font-size:18px}
.column-related .column-back{display:inline-flex;min-height:48px;align-items:center;margin-top:20px}
@media(max-width:1100px){.column-layout{grid-template-columns:minmax(0,1fr) 230px;gap:28px}.column-grid{gap:16px}.column-card{padding:23px}.column-card h3{font-size:18px}.column-sidebar>div{padding:20px}.column-sidebar h2{font-size:19px}}
@media(max-width:850px){.column-layout{display:block}.column-sidebar{display:none}.column-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.column-home .column-grid{grid-template-columns:1fr}.column-home .column-card{padding:25px}.column-card h3{font-size:21px}.column-index-path{font-size:13px}.column-index-path span{padding-right:15px}.column-index-path span+span{padding-left:15px}}
@media(max-width:600px){.column-page .detail-hero{padding-bottom:34px}.column-page .detail-hero h1{font-size:28px;line-height:1.65}.column-page .detail-lead{font-size:15px}.column-page .detail-lead br{display:none}.column-index-path{display:grid;gap:7px}.column-index-path span,.column-index-path span+span{padding:5px 0;border:0}.column-index-body{padding-block:33px 45px}.column-section-heading{align-items:flex-start;flex-direction:column;gap:10px}.column-section-heading h2{font-size:23px}.column-grid,.column-related .column-grid{grid-template-columns:1fr}.column-card{padding:23px}.column-card-top{margin-bottom:15px}.column-card h3{font-size:20px}.column-basics{padding:22px}.column-basics h2{font-size:20px;line-height:1.7}.column-layout{padding-block:28px 45px}.column-answer{padding:24px 20px}.column-page .column-answer h2{font-size:22px}.column-page .column-answer p:not(.eyebrow){font-size:15px}.column-takeaways{font-size:15px}.column-flow{grid-template-columns:1fr;gap:13px}.column-flow li{flex-direction:row;align-items:center;padding:19px;gap:18px}.column-flow li+li:before{content:'↓';top:-15px;left:33px;transform:none}.column-flow strong{font-size:15px}.column-page .guide-toc{padding:22px 18px}.column-page .detail-section h2{font-size:23px;gap:10px}.column-section-num{font-size:19px}.column-page .detail-section>p,.column-page .detail-list li{font-size:15px;line-height:2.05}.column-table{font-size:13px;line-height:1.85}.column-table th,.column-table td{padding:13px 10px}.column-table th:first-child{width:30%}.column-table caption{padding:13px 10px}.column-request{padding:22px 18px}.column-request textarea{font-size:15px;padding:13px}.column-page .guide-related strong{font-size:17px;line-height:1.8}.column-page .detail-cta h2{font-size:24px}.column-page .detail-cta .button{font-size:14px;white-space:normal}.column-all{font-size:14px}.column-page .breadcrumbs{font-size:11px;line-height:1.7;flex-wrap:wrap}.column-page .guide-byline{font-size:12px}}
@media(prefers-reduced-motion:reduce){.column-card{transition:none}.column-card:hover{transform:none}}